Capital Managed According to Plan: The goals and objectives established in the financial planning process provide the framework for investing activity. Once there is a holistic understanding of the planning picture, we work together to establish goals & objectives for portfolio management. A key part of this process involves understanding the trade-offs of risk and potential returns over periods of time. I recommend using an Investment Policy Statement to formalize and document the investment strategy where applicable.

Strategic Core with Tactical Targets: Core assets are managed strategically, relying predominately on asset allocation derived from the planning process. Targeted tactical assets may be added to take advantage of opportunities in the marketplace. Review meetings are held either quarterly or semi-annually, where we review performance, rebalance if required, and ensure assets are continuing to be managed according to the planning environment and Investment Policy Statement.

My Investing Style: I take a risk-managed approach to investing, utilizing a combination of portfolio back-testing, in conjuntion with forward-looking research. I strive to achieve the best long-term after-tax returns for the level of risk that's appropriate for my client.